We going to try to be big kids starting this month. We've never had a written down, categorized, stick to it kind of budget. Partly because it's very hard with a farm, and partly because we didn't want to have money be the driving factor in our decision making, and partly because we have very heartily resisted growing up in all forms and hang on to any kind of irresponsibility we can get away with. Look how cute we were 14 years ago. Do those kids look responsible?
I've kept track of everything in Quicken for years, and so I knew where our money was going, and in looking at everything closely, it seems like our general policy of "just be frugal but don't be crazy" has worked pretty well. Our one extravagance, which is no surprise to anyone, is eating out.
We eat out a lot because it's MJL's favorite thing to do and my favorite thing is when he's happy. And because of the perfect storm of living 20 minutes from town, having people in the family who MUST EAT WHEN THEY ARE HUNGRY OR ELSE (that's not me. I easily forget to eat when I'm on my own.) and the fact that I'm super bad at planning ahead. So instead of looking at the day and thinking "OK, we have to be in town at 6:30, so we need to leave the house at 6:00, so we need to eat at 5:15, so I need to think about dinner and get started right after school"-I look at the clock at 5:45 and think "Good job, Betsy! You thought about leaving the house WAY early! We're totally going to be on time! (no we're not) And then I remember about food and we're sunk and end up eating in the car on the way to or from something.
But we sat down and made a budget and we're starting small, with just a little cut here and there. I mostly just want to try to think ahead a bit more. Just a touch, because I love living here by the seat of my pants.
This post is boring. Here are two things I saw online today.
A post about wind and drought.
Making rope from fabric scraps!